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How to start saving with Backedgold

Setting up an account with Backedgold is a quick process, entirely cost-free, and empowers you to establish accounts within our exclusive network of partner banks and credit unions. Our comprehensive savings marketplace provides the flexibility to choose savings products that align with your values and savings objectives, allowing you to diversify your funds across various institutions for optimal utilization of federal deposit insurance.


Keen on getting started? This guide outlines all the necessary steps to initiate your savings journey with Backedgold.

1. Being the secure sign-up process. 

To setup a Backedgold account, start by clicking Register.  You will be prompted to fill in some basic information.

2. Pick your investment.

Now you can choose your initial product! Investor are able to look through all current Backedgold Offerings. 

Once you find the offering you want to invest, you must input a commitment amount. This is the amount that you would like to invest. 

3. Review Subscription Agreement. 

In the next screen, you will see a BackedGold Investment disclaimers. After you consent with understanding, a BackedGold Subscription Agreement will load. You will be prompted to read, and sign the Subscription Agreement. 

Investors will receive a signed Subscription Agreement from BackedGold once an investment deposit is confirmed. 

 

Concerned about inputting sensitive data? Rest assured, security is our utmost priority, and we have invested in a range of cybersecurity technologies to ensure the safety of you and your data.

4. Fund your Investment. 

The final stage is funding your investment. BackedGold is fully integrated with Dwolla and Plaid. You will be prompted to input some personal details for verification, along with your bank account details. Once you input everything, click submit. The funds will be taken directly from your bank account in 3 to 5 days. 

Concerned about inputting sensitive data? Rest assured, security is our utmost priority, and we have invested in a range of cybersecurity technologies to ensure the safety of you and your data.

5. Review your details

Verify that all your information is accurate before proceeding. Any inaccuracies may lead to a failure in our secure identity verification process. We highly recommend linking your bank account through Plaid. Plaid verifies all banking details and personal details, to make sure the ACH Secure Payment goes through. 

Experiencing difficulties with verification? If you encounter any errors at this stage, we recommend reaching out to our customer service team for assistance. You can contact our customer service team by calling (833) 666-2594 from Monday to Friday, 9:00 a.m. - 6:00 p.m. ET.

6. Begin earning interest!

Congratulations! Your cash is now earning interest. Maximize the benefits of your Backedgold account by funding accounts from various institutions. This approach allows you to diversify your savings and optimize your potential federal deposit insurance coverage.

Is my money safe with Backedgold?

In brief, yes! Rest assured that funds in our platform are consistently held with a federally insured financial institution, and your deposits are protected by federal deposit insurance, usually up to $250,000 per individual, per institution.

Is there anything else I need to know?

Commencing your journey with Backedgold is straightforward, and the best part is, there are no fees! We're dedicated to assisting you in maximizing your savings experience and offer a variety of resources to enhance your understanding of Backedgold. Explore the information below for guidance on the fundamental steps, from registering for an account to shaping the most effective savings strategy.

How Backedgold works

Discover the inner workings of Backedgold and understand the flow of funds through our platform.

Education center

Enhance your knowledge with savings tips and guides on maximizing the benefits of Backedgold.

How to register

Follow this step-by-step guide to learn precisely how to open a Backedgold account.

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